Get the best deals on student loan refinancing from harder-to-find lenders.

An exclusive network of local lenders

  • Harder-to-find lenders
  • Better deals than big banks
  • Exceptional customer service

There’s no impact to your credit score

Why Buyers Guide Readers Love Lend-Grow:


We work with local lenders that are hard to find and can often offer better deals.


We show you the best deal, not a ranked list of lenders based on commissions.

Tailored to Your Needs

We help you quickly identify the lowest rate or lowest monthly payment, or whatever is best for you.

As Seen In:

Our Lowest Student Refi Rates

  • With loan terms of 5, 10, 15, 20 and 25 years
  • Minimum loan: $25,000
  • Maximum loan: $750,000


Starting At

4.90% APR


Starting At

5.28% APR


  • See prequalified rates from multiple lenders all in one place
  • Displays only the best rate for the terms you need
  • Access to local and regional lenders not found anywhere else
Best choice


  • Spend time checking rates at individual lenders
  • Recommendations are driven by commissions and fees
  • See the same big bank results over and over

See What Our Customers Have to Say

Lend-Grow was so easy to use and after much comparison were able to get me the best rate for refinancing out there!

Benjamin, Lend-Grow Customer

I actually refied my student loan through a lender in Lend-Grow's marketplace, and went from 4.54% to 3.55%! You guys are doing great work.  Keep it up!

Jared, Lend-Grow Customer

I would recommend your lender to anyone in need of a student loan and I certainly want to thank you and the lender’s customer service rep who provided incredible help and was very generous.

Samuel, Lend-Grow Customer


Lend-Grow is not a bank, but we connect you with banks and credit unions.

Payback rewards are only available in select states, for select applicants. If you’ve reached this page through a direct mail piece, you’re in luck!

You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.

Find the Student Loan Refi Deal That's Right for You

 No impact to your credit score

Savings for student loan refinance borrowers is not guaranteed and the actual savings will vary based on borrower credit profile, existing loan, and refinanced loan term and type (fixed rate or variable rate). If you work in the Public sector, are in the military, or taking advantage of a federal department of relief program, such as income based repayment or public service forgiveness, you may not want to refinance, as these benefits do not transfer to private refinance/consolidation loans.

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