Disclosures

Consent Agreement for Electronic Disclosures and Communications from Lend-Grow Inc.

Please read this information carefully and print a copy and/or retain this information for future reference.

Introduction: “We,” “us,” and “our” means Lend-Grow Inc. and its successors and assigns. “You” and “your“ means the person giving this consent. “Records“ means all documents related to your request to Pre-Qualification Inquiry. You are submitting a request to be matched with Lenders offer. Lend-Grow will provide you with competitive loan offers from lenders. Lend-Grow services are free to the consumer and are wholly completed online. Please see the Terms of Use Agreement, incorporated herein by reference, for additional information, definitions and terms. Lend-Grow can only provide you the benefits of its services by conducting its business electronically. In order to do this, we need your consent to provide you with certain disclosures, notices and other communications (“Disclosures and Communications”) in connection with your Pre-Qualification Inquiry.

Electronic Disclosures and Communications: Disclosures and Communications will be provided to you (and on behalf of any individual designated by you) electronically either via your designated email address and/or posted to your account established through www.lendgrow.com. However, if you wish to obtain a paper copy of any legally required disclosure, you may write to Attn: Disclosure Request, Lend-Grow Inc., 12110 Sunset Hills Rd, # 600, Reston, VA 20190 with the details of your request. Paper copies will be provided to you at no charge.

Scope of Consent: Your consent to receive Disclosures and Communications and to do business electronically, and our agreement to do so, applies to this pre-qualification Inquiry with Lend-Grow and its participating Network of Lenders.

Consent for Electronic Communications: By providing at any time the number of your land line telephone, mobile telephone or other wireless device or your email address, you expressly consent and agree that we and any of our Lenders, partners, service providers or assignee’s may call you, using an automatic telephone dialing system or otherwise, may leave you a voice, prerecorded or artificial voice message, and may send you a text, e-mail or other electronic message for any purpose related to the pre-qualification Inquiry or related to your credit application submitted to lenders and for other informational purposes related to the Note and any account, product or service you request or obtain from us or our lenders (each, a “Communication”). You agree that we and any of our lenders, partners, service providers or assignee’s may send a Communication to any telephone number associated with your Note and other accounts with us that you provide to us, now or in the future, including cellular telephone numbers. You agree that we and any of our lenders, partners, service providers or assignee’s may send an e-mail message to any e-mail address associated with your request or other accounts with us that you provide to us, now or in the future. You have the right to cancel your consent for use of automatic telephone dialing systems and prerecorded or artificial voice messages at any time by notifying us. You agree that we and any of our lenders, partners, service providers or assignee’s may include your personal information in a Communication. We will not charge you for a Communication, but your service provider may. You understand and agree that we and any of our lenders, partners, service providers or assignee’s may always communicate with you in any manner permitted by law that does not require your prior consent. You agree that we and any of our lenders, partners, service providers or assignee’s may monitor and record telephone calls to assure the quality of service or for other reasons.

Consenting to Do Business Electronically: Before you decide to do business electronically with Lend-Grow, you should consider whether you have the required hardware and software capabilities described below.

Hardware and Software Requirements: To access and retain the Disclosures and Communications electronically, you will need to use the following computer software and hardware:

  • Internet access with 128-bit encryption.
  • Adobe Acrobat Reader 6 or higher.
  • Ability to Print
  • Internet Explorer 8 or higher
  • Email Access
  • Firefox version 3.6 or higher

Withdrawing Consent: Because Lend-Grow will provide the Disclosures and Communications to you instantaneously, you will not be able to withdraw your consent to do business electronically with Lend-Grow during the pre-qualification Inquiry process. However, after your pre-qualification Inquiry is submitted, you may withdraw your consent to do business electronically in connection with your pre-qualification Inquiry with Lend-Grow at no cost to you. If you choose to withdraw your consent in connection with your pre-qualification Inquiry, you can receive future Disclosures and Communications in paper form, by U.S. mail at no charge to you by contacting contact@lendgrow.com or in writing at the address provided above. If you decide to withdraw your consent, the legal validity and enforce ability of electronic Disclosures and Communications previously provided to you will not be affected.

PLEASE PRINT AND RETAIN A COPY OF THIS CONSENT AGREEMENT FOR YOUR RECORDS.