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Find the best deals on student loan refinancing from harder-to find-lenders.

Easily find the best deal for your financial goal.

  • Only vetted, trusted lenders
  • Better deals than big banks
  • Exceptional customer service

There’s no impact to your credit score

Find the best deals on student loan refinancing from harder-to-find lenders.

Easily find the best deal for your financial goal.

  • Only vetted, trusted lenders
  • Better deals than big banks
  • Exceptional customer service

There’s no impact to your credit score

Why The Credit Review Readers Love Lend-Grow:

Exclusive

We work with local lenders that are hard to find and can often offer better deals.

Unbiased

We show you the best deal, not a ranked list of lenders based on commissions.

Tailored to Your Needs

We help you quickly identify the lowest rate or lowest monthly payment, or whatever is best for you.

Our Lowest Student Refi Rates

  • With loan terms of 5, 10, 15, 20 and 25 years
  • Minimum loan: $25,000
  • Maximum loan: $750,000

Fixed

Starting At

2.70% APR

Variable

Starting At

0.93% APR

Lend-Grow

  • See prequalified rates from multiple lenders all in one place
  • Displays only the best rate for the terms you need
  • Access to local and regional lenders not found anywhere else
Best choice

Competition

  • Spend time checking rates at individual lenders
  • Recommendations are driven by commissions and fees
  • See the same big bank results over and over

As Seen In:

Plus, Earn Payback Rewards

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Refinance with a lender on the Lend-Grow Marketplace

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We make deposits at the rate of .10% APR of your loan amount for 3 years 

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Example: If you refinance $250,000, you’ll get $250 per year in Payback Rewards.

 

See What Our Customers Have to Say

Lend-Grow was so easy to use and after much comparison were able to get me the best rate for refinancing out there!

Benjamin, Lend-Grow Customer

I actually refied my student loan through a lender in Lend-Grow's marketplace, and went from 4.54% to 3.55%! You guys are doing great work.  Keep it up!

Jared, Lend-Grow Customer

I would recommend your lender to anyone in need of a student loan and I certainly want to thank you and the lender’s customer service rep who provided incredible help and was very generous.

Samuel, Lend-Grow Customer

FAQs

Lend-Grow is not a bank, but we connect you with banks and credit unions.

Payback rewards are only available in select states, for select applicants. If you’ve reached this page through a direct mail piece, you’re in luck!

You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.

Once you’ve chosen a lender, simply connect Lend-Grow with your account. We’ll make deposits¹ each month.

You’ll earn payback rewards each time you pay your loan on time, for up to 3 years.

In the future, we’ll offer more products than just student loan refinancing. When we do, you’ll earn rewards for each Lend-Grow loan.

Lend-Grow is not a bank, but we connect you with banks and credit unions.

Payback rewards are only available in select states, for select applicants. If you’ve reached this page through a direct mail piece, you’re in luck!

You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.

Once you’ve chosen a lender, simply connect Lend-Grow with your account. We’ll make deposits¹ each month.

You’ll earn payback rewards each time you pay your loan on time, for up to 3 years.

In the future, we’ll offer more products than just student loan refinancing. When we do, you’ll earn rewards for each Lend-Grow loan.

Find the Student Loan Refi Deal That's Right for You

 No impact to your credit score

Savings for student loan refinance borrowers is not guaranteed and the actual savings will vary based on borrower credit profile, existing loan, and refinanced loan term and type (fixed rate or variable rate). If you work in the Public sector, are in the military, or taking advantage of a federal department of relief program, such as income based repayment or public service forgiveness, you may not want to refinance, as these benefits do not transfer to private refinance/consolidation loans.

1. Payback Rewards is offered by Lend Grow. Payback reward is not a rate discount and not managed by the lender through which you obtained your loan. To be eligible for Payback Rewards, you must apply through Lend-Grow to a lender in Lend-Grow’s marketplace. The loan must be disbursed by the lender. You must complete the Payback Reward enrollment at Lend-Grow.com/rewards-signup after your loan is disbursed. Lend-Grow will deposit the Payback reward directly to the loan account you specify at the time of Payback Reward enrollment. The loan account must be open and active, and you must make full payment each month to your loan account as per your loan statement. Lend-Grow may periodically request you to verify your account status and failure to do so by you may result in discontinuation of Payback Rewards. Payback Rewards APR is used for calculating the total annual payback reward amount, which is distributed in equal monthly payments.

*Minimum cash back estimate of $750 is based on a $250,000 student loan refinance earning cash back at the rate of .10% APR of your loan amount for 3 years. Borrowers will earn smaller payback rewards over 3 years with a minimum of $25,000. Maximum cash back is $1500 over three years.  Rates are based on refinance of student loans for graduate degree.

Lend-Grow™ All Rights Reserved  ¤ 14321 Winter Breeze Dr., Suite 39, Midlothian, VA 23113 ¤ Email: contact@lendgrow.com

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