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Save money each month when you refinance your student loans.

The Balance readers can get access to exclusive deals on refinancing when you check your rates

No impact to your credit score

Why refinance with Lend-Grow?

Exclusive Offers

We work with lenders that are hard to find and can often offer better deals.

Simplified Results

We don’t rank lenders based on commissions. See the best deal for you, period.

Tailored to Your Needs

Whether you want to save money each month or to pay off your loan as soon as possible, we have something for you.

Our Lowest Student Refi Rates

With loan terms of 5, 10, 15, 20 and 25 years

Fixed

Starting At

2.15% APR

Variable

Starting At

1.87% APR

How Lend-Grow Stacks Up Against the Competition

Lend-Grow

  • Matched with the lender that has best deal for you
  • Access to smaller banks
  • We don't sell your information to third parties
Best Choice

Credible

  • Shows you dozens of options from lenders
  • Doesn't guide you to the best choice for you
  • Shares application information with third parties

Earnest

  • Must use them as lender
  • Lenders don't compete for your business
  • Options limited to one lender

As Seen In:

As Seen In:

Plus, Earn Payback Rewards

 

Refinance with a lender on the Lend-Grow Marketplace

 

We pay² .10% APR of your refinanced amount each month, for three years

 

 

Example3: On a $150,000 loan, Lend-Grow deposits a total of $450 over three years

Join Thousands of Happy Customers

I would recommend your lender to anyone in need of a student loan and I certainly want to thank you and the lender’s customer service rep who provided incredible help and was very generous.

Samuel, Lend-Grow Customer

I actually refied my student loan through a lender in Lend-Grow's marketplace, and went from 4.54% to 3.55%! You guys are doing great work.  Keep it up!

Jared, Lend-Grow Customer

Lend-Grow was so easy to use and after much comparison were able to get me the best rate for refinancing out there!

Benjamin, Lend-Grow Customer

FAQs

Lend-Grow is not a bank, but we connect you with banks and credit unions.

Payback rewards are only available in select states, for select applicants. If you’ve reached this page through a direct mail piece, you’re in luck!

You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.

Once you’ve chosen a lender, simply connect Lend-Grow with your account. We’ll make deposits2 each month.

You’ll earn payback rewards each time you pay your loan on time, for up to 3 years.

In the future, we’ll offer more products than just student loan refinancing. When we do, you’ll earn rewards for each Lend-Grow loan.

Lend-Grow is not a bank, but we connect you with banks and credit unions.

Payback rewards are only available in select states, for select applicants. If you’ve reached this page through a direct mail piece, you’re in luck!

You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.

Once you’ve chosen a lender, simply connect Lend-Grow with your account. We’ll make deposits2 each month.

You’ll earn payback rewards each time you pay your loan on time, for up to 3 years.

In the future, we’ll offer more products than just student loan refinancing. When we do, you’ll earn rewards for each Lend-Grow loan.

Find the Student Loan Refi Deal That's Right for You

 No impact to your credit score

1. Savings for student loan refinance borrowers is not guaranteed and the actual savings will vary based on borrower credit profile, existing loan, and refinanced loan term and type (fixed rated or variable rate). If you work in the Public sector, are in the military, or taking advantage of a federal department of relief program, such as income based repayment or public service forgiveness, you may not want to refinance, as these benefits do not transfer to private refinance/consolidation loans.

2. Payback Rewards is offered by Lend Grow. Payback reward is not a rate discount and not managed by the lender through which you obtained your loan. To be eligible for Payback Rewards, you must apply through Lend-Grow to a lender in Lend-Grow’s marketplace. The loan must be disbursed by the lender. You must complete the Payback Reward enrollment at Lend-Grow.com/rewards-signup after your loan is disbursed. Lend-Grow will deposit the Payback reward directly to the loan account you specify at the time of Payback Reward enrollment. The loan account must be open and active, and you must make full payment each month to your loan account as per your loan statement. Lend-Grow may periodically request you to verify your account status and failure to do so by you may result in discontinuation of Payback Rewards.

*Minimum cash back estimate of $750 is based on a $250,000 student loan refinance earning cash back at the rate of .10% APR of your loan amount for 3 years. Borrowers will earn smaller payback rewards over 3 years with a minimum of $25,000. Maximum cash back is $1500 over three years.  Rates are based on refinance of student loans for graduate degree.

Lend-Grow™ All Rights Reserved  ¤ 14321 Winter Breeze Dr., Suite 39, Midlothian, VA 23113 ¤ Email: contact@lendgrow.com

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