Save money on your student loan by refinancing
Refinance today with a lender you can trust.
No impact to your credit score
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Funded your loan? Redeem your cash back bonus.
See why thousands of people use the Lend-Grow's marketplace to find a great deal on student loan refinancing
How It Works
Tell Us What You're Looking For
Check your rate in 2 minutes, with no impact to your credit score
See Your Offers & Matched Lender
You’ll get matched with a lender who has the best deal for you.
Complete Your Application
Finish your application and start saving
With loan terms of 5, 10, 15, 20, and 25 years
Fixed Rates As Low As:
Variable Rates As Low As:
Why refinance with Lend-Grow?
We work with lenders that are hard to find and can often offer better deals.
We don’t rank lenders based on commissions. See the best deal for you, period.
Tailored to Your Needs
Whether you want to save money each month or to pay off your loan as soon as possible, we have something for you.
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Join Thousands of Happy Customers
Lend-Grow is not a bank, but we connect you with banks and credit unions.
To be eligible for a one-time $500 cash bonus, you must refinance a student loan of $100,000 minimum and submit the rewards claim at https://lendgrow.com/signup/
You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.
Once you’ve chosen a lender and your student refinance loan has funded, simply fill out this form.
You may refinance from $5,000 to $750,000 of your current federal, private, and parent plus loans. The loan limit depends on degree level for which the student loan was obtained.
Refinancing allows borrowers to combine there several loans into a single loan by taking out a new loan usually at a cheaper rate. The student loans you get while at school is based on the federal loan option, they not based on your credit profile. Once you start to work and build a good credit, you can significantly lower your rate and get out of debt sooner.
Federal loans and Private loans that you took out for your associate, bachelors, masters, or professional courses are eligible for refinancing. You are not required to have completed your program of study to be eligible for refinancing.
Parents who took out a Parent PLUS or private loan for their dependents are also eligible for refinancing. Parents, check out our article on benefits of refinancing Parent PLUS loans.
None of our lenders charge any origination or application fee.
Learn More About Student Loan Refinancing
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