Student Loan Refinancing

Finally, a student refinance loan that pays you back.

Lower your payment – and earn rewards each month.

 No impact to your credit score

Lend-Grow pays down² your loan .10% APR every month, for three years.

Competitive Rates

With loan terms of 5, 10, 15, 20 and 25 years

Fixed Rates As Low As:

2.91% APR

Variable Rates As Low As:

1.99% APR

How Payback Rewards Work


Provide your information, there’s no impact to your credit score

 

See refinancing offers from lenders with lower rates and payments

 

Refinance and we pay² .10% APR of your refinanced amount each month, for three years

Connect With Local Lenders & Earn Payback Rewards

 No impact to your credit score

FAQs

Lend-Grow is not a bank, but we connect you with banks and credit unions.

Payback rewards are only available in select states, for select applicants. If you’ve reached this page through a direct mail piece, you’re in luck!

You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.

You’ll earn payback rewards each time you pay your loan on time, for up to 3 years.

In the future, we’ll offer more products than just student loan refinancing. When we do, you’ll earn rewards for each Lend-Grow loan.

Once you’ve chosen a lender, simply connect Lend-Grow with your account. We’ll make deposits† each month.

Lend-Grow is not a bank, but we connect you with banks and credit unions.

Payback rewards are only available in select states, for select applicants. If you’ve reached this page through a direct mail piece, you’re in luck!

You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.

You’ll earn payback rewards each time you pay your loan on time, for up to 3 years.

Once you’ve chosen a lender, simply connect Lend-Grow with your account. We’ll make deposits each month.

In the future, we’ll offer more products than just student loan refinancing. When we do, you’ll earn rewards for each Lend-Grow loan.

Earn rewards, no matter which lender you choose.

How Much?

We deposit .10% APR of your loan amount funded, each month, for up to 3 years, as long as your account is active.

Who pays?

Payback Rewards is offered by Lend-Grow. Lend-Grow will deposit² the Payback reward directly to the loan account you specify at the time of Payback Reward enrollment. Payback reward is not a rate discount and you must continue to meet your full payment obligations with the lender each month.

Join Thousands of Happy Customers

“I would recommend your lender to anyone in need of a student loan and I certainly want to thank you and the lender’s customer service rep who provided incredible help and was very generous.” – Samuel

“I had a very pleasant experience in refinancing my loans through your lender. Robert was very thorough and helpful in instructing me throughout the process, even making himself available after hours on several occasions. It’s nice to have all of my loans consolidated into one payment and I am happy with my choice!”

“For several weeks, I made attempts to receive a student loan, but I did not have any prior experience searching for student loans and stumbled on many obstacles. Your associate assisted us with wonderful advice and helped sort our documents to find what we truly needed. Thanks again for all of your help.”