Save money on your student loan by refinancing

Refinance today with a lender you can trust.

No impact to your credit score

Already started? Return to my application.

Funded your loan? Redeem your cash back bonus.

See why thousands of people use the Lend-Grow's marketplace to find a great deal on student loan refinancing

How It Works

Tell Us What You're Looking For

Check your rate in 2 minutes, with no impact to your credit score

See Your Offers & Matched Lender

You’ll get matched with a lender who has the best deal for you.

Complete Your Application

Finish your application and start saving

Competitive Rates

With loan terms of 5, 10, 15, 20, and 25 years

Fixed Rates As Low As:

3.95% APR

Variable Rates As Low As:

4.54% APR

Why refinance with Lend-Grow?

Exclusive Offers

We work with lenders that are hard to find and can often offer better deals.

Simplified Results

We don’t rank lenders based on commissions. See the best deal for you, period.

Tailored to Your Needs

Whether you want to save money each month or to pay off your loan as soon as possible, we have something for you.

As Seen In:

Join Thousands of Happy Customers

“I would recommend your lender to anyone in need of a student loan and I certainly want to thank you and the lender’s customer service rep who provided incredible help and was very generous.”

"I actually refied my student loan through a lender in Lend-Grow's marketplace, and went from 4.54% to 3.55%! You guys are doing great work.  Keep it up!"

“Lend-Grow was so easy to use and after much comparison were able to get me the best rate for refinancing out there!"

FAQs

Is Lend-Grow a bank?

Lend-Grow is not a bank, but we connect you with banks and credit unions.

Is the bonus available to everyone?

To be eligible for a one-time $500 cash bonus, you must refinance a student loan of $100,000 minimum and submit the rewards claim at https://lendgrow.com/signup/

How do I know I'm getting the best deal?

You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.

How do I get my cash bonus?

Once you’ve chosen a lender and your student refinance loan has funded, simply fill out this form.

How much student loan debt can I refinance?

You may refinance from $5,000 to $750,000 of your current federal, private, and parent plus loans. The loan limit depends on degree level for which the student loan was obtained.

What is student loan refinancing?

Refinancing allows borrowers to combine there several loans into a single loan by taking out a new loan usually at a cheaper rate. The student loans you get while at school is based on the federal loan option, they not based on your credit profile. Once you start to work and build a good credit, you can significantly lower your rate and get out of debt sooner.

What loans are eligible for refinancing?

Federal loans and Private loans that you took out for your associate, bachelors, masters, or professional courses are eligible for refinancing. You are not required to have completed your program of study to be eligible for refinancing.

Parents who took out a Parent PLUS or private loan for their dependents are also eligible for refinancing. Parents, check out our article on benefits of refinancing Parent PLUS loans.

Is there a fee for refinancing my student loans?

None of our lenders charge any origination or application fee.

Find the Student Loan Refi Deal That's Right for You