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Save money on your student loan by refinancing

Refinance today with a lender you can trust.

 No impact to your credit score

Already started? Return to my application.

See why thousands of people use the Lend-Grow's marketplace to find a great deal on student loan refinancing

How It Works

Tell Us What You're Looking For

Check your rate in 2 minutes, with no impact to your credit score

See Your Offers & Matched Lender

You’ll get matched with a lender who has the best deal for you.

Complete Your Application

Finish your application and start saving

Competitive Rates

With loan terms of 5, 10, 15, 20, and 25 years

Fixed Rates As Low As:

2.15% APR

Variable Rates As Low As:

1.87% APR

Why refinance with Lend-Grow?

Exclusive Offers

We work with lenders that are hard to find and can often offer better deals.

Simplified Results

We don’t rank lenders based on commissions. See the best deal for you, period.

Tailored to Your Needs

Whether you want to save money each month or to pay off your loan as soon as possible, we have something for you.

As Seen In:

Plus, Earn Payback Rewards

Refinance with one of our lenders

We make deposits at the rate of .10% APR of your loan amount for 3 years

Example: If you refinance $250,000, you’ll get $250 per year in Payback Rewards.

 

Join Thousands of Happy Customers

FAQs

Lend-Grow is not a bank, but we connect you with banks and credit unions.

Payback rewards are only available in select states, for select applicants. If you’ve reached this page through a direct mail piece, you’re in luck!

You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.

Once you’ve chosen a lender, simply connect Lend-Grow with your account. We’ll make deposits¹ each month.

You’ll earn payback rewards each time you pay your loan on time, for up to 3 years.

In the future, we’ll offer more products than just student loan refinancing. When we do, you’ll earn rewards for each Lend-Grow loan.

Lend-Grow is not a bank, but we connect you with banks and credit unions.

Payback rewards are only available in select states, for select applicants. If you’ve reached this page through a direct mail piece, you’re in luck!

You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.

Once you’ve chosen a lender, simply connect Lend-Grow with your account. We’ll make deposits¹ each month.

You’ll earn payback rewards each time you pay your loan on time, for up to 3 years.

In the future, we’ll offer more products than just student loan refinancing. When we do, you’ll earn rewards for each Lend-Grow loan.

Find the Student Loan Refi Deal That's Right for You

Already started? Return to my application.

Learn More About Student Loan Refinancing

Save Money. Find a Cosigner.

You’ve done the math. You’re spending way more than you anticipated paying these student loans back. When you signed for them, the interest rates weren’t

Read More »

Savings for student loan refinance borrowers is not guaranteed and the actual savings will vary based on borrower credit profile, existing loan, and refinanced loan term and type (fixed rate or variable rate). If you work in the Public sector, are in the military, or taking advantage of a federal department of relief program, such as income based repayment or public service forgiveness, you may not want to refinance, as these benefits do not transfer to private refinance/consolidation loans.

1. Payback Rewards is offered by Lend Grow. Payback reward is not a rate discount and not managed by the lender through which you obtained your loan. To be eligible for Payback Rewards, you must apply through Lend-Grow to a lender in Lend-Grow’s marketplace. The loan must be disbursed by the lender. You must complete the Payback Reward enrollment at LendGrow.com/rewards-signup after your loan is disbursed. Lend-Grow will deposit the Payback reward directly to the loan account you specify at the time of Payback Reward enrollment. The loan account must be open and active, and you must make full payment each month to your loan account as per your loan statement. Lend-Grow may periodically request you to verify your account status and failure to do so by you may result in discontinuation of Payback Rewards. Payback Rewards APR is used for calculating the total annual payback reward amount, which is distributed in equal monthly payments.

*Minimum cash back estimate of $750 is based on a $250,000 student loan refinance earning cash back at the rate of .10% APR of your loan amount for 3 years. Borrowers will earn smaller payback rewards over 3 years with a minimum of $25,000. Maximum cash back is $1500 over three years.  Rates are based on refinance of student loans for graduate degree.

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