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You’ll get matched with a lender who has the best deal for you.
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With loan terms of 5, 10, 15, 20, and 25 years
2.70% APR
0.93% APR
We work with lenders that are hard to find and can often offer better deals.
We don’t rank lenders based on commissions. See the best deal for you, period.
Whether you want to save money each month or to pay off your loan as soon as possible, we have something for you.
Lend-Grow is not a bank, but we connect you with banks and credit unions.
Payback rewards are only available in select states, for select applicants. If you’ve reached this page through a direct mail piece, you’re in luck!
You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.
Once you’ve chosen a lender, simply connect Lend-Grow with your account. We’ll make deposits¹ each month.
You’ll earn payback rewards each time you pay your loan on time, for up to 3 years.
In the future, we’ll offer more products than just student loan refinancing. When we do, you’ll earn rewards for each Lend-Grow loan.
Lend-Grow is not a bank, but we connect you with banks and credit unions.
Payback rewards are only available in select states, for select applicants. If you’ve reached this page through a direct mail piece, you’re in luck!
You’ll see a variety of offers from small banks and credit unions. These lenders want more customers, and offer competitive rates to get them.
Once you’ve chosen a lender, simply connect Lend-Grow with your account. We’ll make deposits¹ each month.
You’ll earn payback rewards each time you pay your loan on time, for up to 3 years.
In the future, we’ll offer more products than just student loan refinancing. When we do, you’ll earn rewards for each Lend-Grow loan.
Already started? Return to my application.
You’ve done the math. You’re spending way more than you anticipated paying these student loans back. When you signed for them, the interest rates weren’t
Bringing your child up for success is every parent’s goal. We all want the best for them, including their education. Today, most of us won’t
Refinancing your student loans can be a breeze with a little planning. You’ll want to take each step and make it as easy as possible
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Savings for student loan refinance borrowers is not guaranteed and the actual savings will vary based on borrower credit profile, existing loan, and refinanced loan term and type (fixed rate or variable rate). If you work in the Public sector, are in the military, or taking advantage of a federal department of relief program, such as income based repayment or public service forgiveness, you may not want to refinance, as these benefits do not transfer to private refinance/consolidation loans.
1. Payback Rewards is offered by Lend Grow. Payback reward is not a rate discount and not managed by the lender through which you obtained your loan. To be eligible for Payback Rewards, you must apply through Lend-Grow to a lender in Lend-Grow’s marketplace. The loan must be disbursed by the lender. You must complete the Payback Reward enrollment at LendGrow.com/rewards-signup after your loan is disbursed. Lend-Grow will deposit the Payback reward directly to the loan account you specify at the time of Payback Reward enrollment. The loan account must be open and active, and you must make full payment each month to your loan account as per your loan statement. Lend-Grow may periodically request you to verify your account status and failure to do so by you may result in discontinuation of Payback Rewards. Payback Rewards APR is used for calculating the total annual payback reward amount, which is distributed in equal monthly payments.
*Minimum cash back estimate of $750 is based on a $250,000 student loan refinance earning cash back at the rate of .10% APR of your loan amount for 3 years. Borrowers will earn smaller payback rewards over 3 years with a minimum of $25,000. Maximum cash back is $1500 over three years. Rates are based on refinance of student loans for graduate degree.
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