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1. Savings for student loan refinance borrowers is not guaranteed and the actual savings will vary based on borrower credit profile, existing loan, and refinanced loan term and type (fixed rated or variable rate). If you work in the Public sector, are in the military, or taking advantage of a federal department of relief program, such as income based repayment or public service forgiveness, you may not want to refinance, as these benefits do not transfer to private refinance/consolidation loans.

2. Payback Rewards is offered by Lend Grow. Payback reward is not a rate discount and not managed by the lender through which you obtained your loan. To be eligible for Payback Rewards, you must apply through Lend-Grow to a lender in Lend-Grow’s marketplace. The loan must be disbursed by the lender. You must complete the Payback Reward enrollment at Lend-Grow.com/rewards-signup after your loan is disbursed. Lend-Grow will deposit the Payback reward directly to the loan account you specify at the time of Payback Reward enrollment. The loan account must be open and active, and you must make full payment each month to your loan account as per your loan statement. Lend-Grow may periodically request you to verify your account status and failure to do so by you may result in discontinuation of Payback Rewards.

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